Live rates updated today

Stop overpaying
for life insurance.

Compare rates from top-rated carriers in 60 seconds. Most customers find better rates on their premiums.

100% free No spam 60 seconds

Policies issued by A-rated carriers

Transamerica Corebridge Mutual of Omaha Foresters Americo North American

How it works

Three steps to a
better rate.

No paperwork. No obligations. Just savings.

1

Enter your ZIP code

Rates vary by location. We start with your ZIP to pull the most accurate quotes for your area.

2

Answer a few questions

Basic details about your age, health, and coverage needs. Takes about 60 seconds.

3

See your lowest rate

We compare quotes from top carriers and connect you with a licensed agent to lock in your savings.

Real savings

Most people overpay.
You don't have to.

Big

Potential savings

60sec

Time to compare

15+

Carriers compared

$0

Cost to you

"I was paying $94/month for 20-year term. RatePulser found me the same coverage for $56. That's almost $500 a year back in my pocket."

David R.

Charlotte, NC

"I kept putting off shopping around because I figured rates were all the same. They're really not. This took a minute and saved me real money."

Karen M.

Columbus, OH

"The agent they connected me with was great. No pressure, just walked me through my options. Got a whole life policy for less than my old term rate."

Marcus T.

Phoenix, AZ

FAQ

Questions? We've got answers.

Is RatePulser really free?

Yes, 100% free. We're compensated by our carrier partners when you choose a policy, so there's never a cost to you.

How do you find lower rates?

We compare quotes from over 15 A-rated carriers simultaneously. Since each carrier prices risk differently, you often qualify for significantly lower rates at one carrier than another — for the exact same coverage.

Will I need a medical exam?

Most of our carriers offer no-exam policies. Your agent will match you with the best option for your situation.

Will you sell my information?

Never. Your information is used exclusively to generate your rate comparison and connect you with a licensed agent. We use 256-bit encryption and never sell your data to third parties.

How fast can I get covered?

Many applicants are approved and covered the same day. Your agent handles everything so you can get protected fast.

Ready to find a better rate?

60 seconds. No obligations. Real savings.

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